Kali. logosu: Kerem Ali Yörükoğlu, Zekeriyaköy emlak danışmanı
FAQ · 23 questions

Frequently Asked Questions

The questions buyers, sellers and tenants ask most about property in Zekeriyaköy: prices, the buying process, citizenship, financing and tax.

The area and daily life

Where is Zekeriyaköy and what is it like?+

Zekeriyaköy is a residential area in İstanbul's Sarıyer district, on the northern edge of the Belgrad Forest, made up of gated communities and detached villas. The 2025 results of the TÜİK address-based population registration system put its population at 24,291. It is predominantly upper-income, and an estimated 10-12% of residents are foreign nationals.

How long does it take to reach Maslak or Levent from Zekeriyaköy?+

Twenty-five to thirty minutes via the TEM motorway. The Asian side is 35 to 45 minutes across the Yavuz Sultan Selim Bridge, and İstanbul Airport is 35 minutes away.

Which schools are in Zekeriyaköy?+

MEF, Enka and Hisar Education Foundation lead a group of schools offering the IB and American or British curricula. Tuition figures are not published here: the schedules could not be verified against two independent sources. Ask the schools' admissions offices for current fees.

What is the healthcare infrastructure like?+

Acıbadem Zekeriyaköy Medical Centre, the Vehbi Koç Foundation family practice (open 24/7) and the Sarıyer family health centres serve the area. Acıbadem Maslak and Memorial Şişli are the nearest full hospitals; driving time depends on traffic.

Prices and investment

What are villa prices in Zekeriyaköy in 2026?+

In the 6 August 2026 measurement, villa asking prices in Zekeriyaköy ran from 33M TL to 213M TL, averaging 47.8M TL. The measurement drew on two sources: our own listing pool and Emlakjet. Segment-by-segment bands are not published, because that single range is the only figure with a measured basis. See the portfolio for current listings.

What annual rental yield can be expected?+

Gross yields run 2.5-4% on villas and 3-5% on apartments. No figure is published for total return over the past five years: there is no series measured against two independent sources, and past return does not indicate future return.

Which development is most liquid?+

Ormanada and KÖY Phase 1, where the average time to sale is 60 to 90 days. Ultra-prime property such as Kemer Country is far less liquid, typically 6 to 18 months.

How much are the service charges?+

No band is published here: current tariffs from the site management companies could not be verified against two independent sources. Charges vary sharply with the scope of shared facilities, the security arrangement and the size of the landscaped area. Developments built around a golf course and clubhouse sit highest; those with limited shared space sit lowest. Ask the site management of the development you are considering, or I can ask on your behalf before a viewing.

Foreign investors and citizenship

Can foreign nationals buy property in Türkiye?+

Yes. Citizens of most countries can buy without restriction. The threshold for Turkish citizenship by investment is a minimum of USD 400,000.

How long does the Turkish citizenship process take?+

Six to ten weeks for the purchase and a further two to four months for the citizenship application, so four to seven months in total. A spouse and children under 18 are processed in parallel.

Can I sell the property within three years?+

No. A restriction reading "the property cannot be sold" is recorded on the title deed and lifted automatically after three years. Selling early invalidates the citizenship.

Will I lose my existing citizenship?+

Türkiye permits dual citizenship. Check the law in your own country, as some states require you to hold a single nationality.

Process and legal

How is the title deed transferred?+

Through the TAKBİS system at the Land Registry Office. A sworn translator is mandatory for foreign buyers, and a CMB-licensed valuation report and foreign currency purchase certificate are required.

What is the total cost of buying?+

Between 5% and 10% of the sale price: title deed duty of 4%, plus notary fees, valuation, moving costs, earthquake insurance and consultancy. On a 30M TL villa that means 1.5-3M TL on top.

Is an independent survey necessary?+

Strongly recommended. A survey identifies structural problems, seismic compliance issues and unpermitted construction. No fee band is published here: the cost varies with the size of the building and the scope of the report, and there is no tariff verified against two independent sources. I can put you in touch with the engineers I work with for a quote.

Is earthquake insurance compulsory?+

Yes. Compulsory earthquake insurance (DASK) must be presented at the title transfer. It costs 200-500 TL a year.

Financing

Can a foreign buyer obtain a mortgage?+

Yes. Turkish banks lend to foreign nationals at 50-60% loan-to-value over five to ten years. Most investors pursuing citizenship pay in full in cash.

What are current mortgage rates?+

The calculator on this site uses the current average rate published by the Central Bank. Rates vary by bank, so comparing three to five lenders is worthwhile.

What share of income can the monthly payment be?+

Banks generally cap the payment at 35% of gross monthly income. Thirty per cent is a safer working figure.

Working with me

Which areas do you cover?+

Zekeriyaköy first and foremost, along with Sarıyer, Kilyos, Demirciköy, Uskumruköy, Polonezköy and the Kemer Country corridor.

Is the first consultation chargeable?+

No. The initial phone consultation and area analysis are free, as is the CMA report.

Which languages do you work in?+

Turkish as a native speaker and fluent English, with bilingual support for all documentation.

What is your commission?+

The standard Turkish rate of 2% plus VAT, which is negotiable. Where the other side also pays commission, that is disclosed transparently.