Frequently Asked Questions
The questions buyers, sellers and tenants ask most about property in Zekeriyaköy: prices, the buying process, citizenship, financing and tax.
The area and daily life
Where is Zekeriyaköy and what is it like?+
Zekeriyaköy is a prestigious residential area in İstanbul's Sarıyer district, on the northern edge of the Belgrad Forest, made up of gated communities and detached villas. It has a population of 23,549, is predominantly upper-income, and around 10-12% of residents are foreign nationals.
How long does it take to reach Maslak or Levent from Zekeriyaköy?+
Twenty-five to thirty minutes via the TEM motorway. The Asian side is 35 to 45 minutes across the Yavuz Sultan Selim Bridge, and İstanbul Airport is 35 minutes away.
Which schools are in Zekeriyaköy?+
MEF, Enka, Hisar Education Foundation and TED Sarıyer lead a group of schools offering the IB and American or British curricula. Annual fees range from ₺350K to ₺1.2M and above.
What is the healthcare infrastructure like?+
Acıbadem Zekeriyaköy Medical Centre, the Vehbi Koç Foundation family practice (open 24/7) and the Sarıyer family health centres serve the area. Acıbadem Maslak Hospital is 25 minutes away.
Prices and investment
What are villa prices in Zekeriyaköy in 2026?+
Villas for sale range from ₺25M to ₺250M and above. Entry-level semi-detached villas run ₺25-35M, modern gated-community villas ₺40-65M, detached villas ₺65-120M, and ultra-prime addresses such as Kemer Country ₺120-250M+.
What annual rental yield can be expected?+
Gross yields run 2.5-4% on villas and 3-5% on apartments. Total return, combining capital growth and rent, has averaged 22-28% a year over the past five years.
Which development is most liquid?+
Mesa Ormanada and KÖY Phase 1, where the average time to sale is 60 to 90 days. Ultra-prime property such as Kemer Country is far less liquid, typically 6 to 18 months.
How much are the annual service charges?+
Between ₺3K and ₺15K a month depending on the development. Premium addresses such as Kemer Country sit near the top of that range, while more modest developments run ₺1-3K a month.
Foreign investors and citizenship
Can foreign nationals buy property in Türkiye?+
Yes. Citizens of most countries can buy without restriction. The threshold for Turkish citizenship by investment is a minimum of USD 400,000.
How long does the Turkish citizenship process take?+
Six to ten weeks for the purchase and a further two to four months for the citizenship application, so four to seven months in total. A spouse and children under 18 are processed in parallel.
Can I sell the property within three years?+
No. A restriction reading "the property cannot be sold" is recorded on the title deed and lifted automatically after three years. Selling early invalidates the citizenship.
Will I lose my existing citizenship?+
Türkiye permits dual citizenship. Check the law in your own country, as some states require you to hold a single nationality.
Process and legal
How is the title deed transferred?+
Through the TAKBİS system at the Land Registry Office. A sworn translator is mandatory for foreign buyers, and a CMB-licensed valuation report and foreign currency purchase certificate are required.
What is the total cost of buying?+
Between 5% and 10% of the sale price: title deed duty of 4%, plus notary fees, valuation, moving costs, earthquake insurance and consultancy. On a ₺30M villa that means ₺1.5-3M on top.
Is an independent survey necessary?+
Strongly recommended. A survey identifies structural problems, seismic compliance issues and unpermitted construction. At ₺3-8K it protects you from far larger losses.
Is earthquake insurance compulsory?+
Yes. Compulsory earthquake insurance (DASK) must be presented at the title transfer. It costs ₺200-500 a year.
Financing
Can a foreign buyer obtain a mortgage?+
Yes. Turkish banks lend to foreign nationals at 50-60% loan-to-value over five to ten years. Most investors pursuing citizenship pay in full in cash.
What are current mortgage rates?+
The calculator on this site uses the current average rate published by the Central Bank. Rates vary by bank, so comparing three to five lenders is worthwhile.
What share of income can the monthly payment be?+
Banks generally cap the payment at 35% of gross monthly income. Thirty per cent is a safer working figure.
Working with me
Which areas do you cover?+
Zekeriyaköy first and foremost, along with Sarıyer, Kilyos, Demirciköy, Uskumruköy, Polonezköy and the Kemer Country corridor.
Is the first consultation chargeable?+
No. The initial phone consultation and area analysis are free, as is the CMA report.
Which languages do you work in?+
Turkish as a native speaker and fluent English, with bilingual support for all documentation.
What is your commission?+
The standard Turkish rate of 2% plus VAT, which is negotiable. Where the other side also pays commission, that is disclosed transparently.
